Guides & Tutorials

This section will allow you to learn and understand the differences that exist between different investment funds.

Indeed, their number and their specific characteristics can sometimes lose you.

You will find in this section the essential points to know to be able to guide you correctly in this vast universe and to choose the placement sticking the best to your profile … follow the guide!

Define your own investor profile

Investment funds come in different forms. Here is a list of the main forms of existing funds:

As the name suggests, equity funds are stock. There are Canadian equity funds, consisting of common and preferred shares of Canadian companies. In the market, there are also funds with stocks of well-established or growing US companies.

As for international equity funds, they consist of shares of companies listed on the stock exchange in the main industrialized countries and some emerging countries. In the latter two cases, the exchange rate obviously affects returns.

In general, equity funds are better suited to a profile that has a greater tolerance for risk. Their inherent diversification also has the advantage of being exposed to different markets, particularly with respect to US equity funds and emerging market funds.

Fixed income funds, for their part, offer a regular income from interest or dividends, while preserving capital. They generally consist of debt securities such as bonds or debentures, or preferred shares of companies that pay regular dividends. Their returns are relatively modest, but fixed income funds provide stable inflows and are low to medium risk.

Balanced funds combine the purchase of common and preferred shares of Canadian and international companies, debt securities and money market instruments. Investment diversification gives them a certain stability of return and gives them a moderate risk.

List the funds that meet my expectations

Investment funds come in different forms. Here is a list of the main forms of existing funds:

As the name suggests, equity funds are stock. There are Canadian equity funds, consisting of common and preferred shares of Canadian companies. In the market, there are also funds with stocks of well-established or growing US companies.

As for international equity funds, they consist of shares of companies listed on the stock exchange in the main industrialized countries and some emerging countries. In the latter two cases, the exchange rate obviously affects returns.

In general, equity funds are better suited to a profile that has a greater tolerance for risk. Their inherent diversification also has the advantage of being exposed to different markets, particularly with respect to US equity funds and emerging market funds.

Fixed income funds, for their part, offer a regular income from interest or dividends, while preserving capital. They generally consist of debt securities such as bonds or debentures, or preferred shares of companies that pay regular dividends. Their returns are relatively modest, but fixed income funds provide stable inflows and are low to medium risk.

Balanced funds combine the purchase of common and preferred shares of Canadian and international companies, debt securities and money market instruments. Investment diversification gives them a certain stability of return and gives them a moderate risk.

Choosing the right investment fund

Investment funds come in different forms. Here is a list of the main forms of existing funds:

As the name suggests, equity funds are stock. There are Canadian equity funds, consisting of common and preferred shares of Canadian companies. In the market, there are also funds with stocks of well-established or growing US companies.

As for international equity funds, they consist of shares of companies listed on the stock exchange in the main industrialized countries and some emerging countries. In the latter two cases, the exchange rate obviously affects returns.

In general, equity funds are better suited to a profile that has a greater tolerance for risk. Their inherent diversification also has the advantage of being exposed to different markets, particularly with respect to US equity funds and emerging market funds.

Fixed income funds, for their part, offer a regular income from interest or dividends, while preserving capital. They generally consist of debt securities such as bonds or debentures, or preferred shares of companies that pay regular dividends. Their returns are relatively modest, but fixed income funds provide stable inflows and are low to medium risk.

Balanced funds combine the purchase of common and preferred shares of Canadian and international companies, debt securities and money market instruments. Investment diversification gives them a certain stability of return and gives them a moderate risk.